{"id":2106,"date":"2019-05-01T23:30:07","date_gmt":"2019-05-01T23:30:07","guid":{"rendered":"https:\/\/www.bancorp.co.nz\/ch\/?page_id=2106"},"modified":"2019-07-17T14:02:23","modified_gmt":"2019-07-17T02:02:23","slug":"interest-rate-risk","status":"publish","type":"page","link":"https:\/\/www.bancorp.co.nz\/ch\/interest-rate-risk\/","title":{"rendered":"Interest Rate Risk Management"},"content":{"rendered":"

[vc_row full_width=”stretch_row” css=”.vc_custom_1556510933235{padding-top: 100px !important;padding-bottom: 100px !important;background-image: url(https:\/\/www.bancorp.co.nz\/ch\/wp-content\/uploads\/2019\/04\/pagetitlebg.png?id=1880) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”gradient2″][vc_column width=”1\/6″][\/vc_column][vc_column width=”4\/6″][vc_custom_heading text=”Interest Rate Risk Management” font_container=”tag:h2|font_size:28px|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][vc_empty_space height=”10px”][vc_raw_html]JTNDZGl2JTIwc3R5bGUlM0QlMjJoZWlnaHQlM0ElMjAxNXB4JTNCJTIwYm9yZGVyLWJvdHRvbSUzQSUyMDJweCUyMHNvbGlkJTIwJTIzYzc4ODEyJTIwJTIxaW1wb3J0YW50JTNCJTIwbWF4LXdpZHRoJTNBJTIwMTAwcHglM0IlMjBtYXJnaW4lM0ElMjAwcHglMjBhdXRvJTNCJTIwbWFyZ2luLWJvdHRvbSUzQSUyMDIwcHglM0IlMjIlM0UlM0MlMkZkaXYlM0U=[\/vc_raw_html][vc_custom_heading text=”It\u2019s all about introducing certainty.<\/p>\n

As your debt and\/or investment portfolio grows, so does your exposure to interest rate fluctuations.
\nRisk management measures simply introduce more certainty around the interest you earn,
\nor the interest you pay.” font_container=”tag:div|font_size:16px|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” disable_element=”yes” css=”.vc_custom_1560987339954{padding-top: 60px !important;padding-bottom: 60px !important;background: #ffffff url(https:\/\/www.bancorp.co.nz\/ch\/wp-content\/uploads\/2019\/04\/undersliderbg.png?id=1752) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column width=”1\/2″][vc_empty_space height=”6px”][vc_custom_heading text=”Specialist debt advisory
\nservice.” font_container=”tag:h2|text_align:left|color:%23ffffff” use_theme_fonts=”yes”][vc_empty_space height=”20px”][\/vc_column][vc_column width=”1\/2″][vc_column_text]As you\u2019d expect, we\u2019ve got a great CV. Over the last five years, we\u2019ve executed over 60 debt management transactions and advised on $2-$3 billion in deals per year. Whether you are looking for bank or non-bank funding, mezzanine or complex structure finance, we can do the deals that other providers can\u2019t.<\/span>[\/vc_column_text][vc_empty_space height=”20px”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1556416589610{background-color: #ffffff !important;}”][vc_column css_animation=”none”][vc_column_text css=”.vc_custom_1562879519991{padding-top: 50px !important;}”]<\/p>\n

Our strategy doesn\u2019t rely upon forecasts. We focus on understanding your business risk tolerances and hedging your risk in the most effective way \u2014 which is often more about small adjustments than big calls. We stand by our advice and provide a monthly benchmark report of the tracking and trending of actual rates achieved against the market.<\/p>\n

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Who needs our services?<\/h4>\n

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If you are an importer, exporter, multinational or you have international debt or investments, we can help. We act on both sides of the balance sheet and our approach is consistent whether you are a borrower, an investor or both. For businesses that want to achieve hedge accounting, we can also provide a full suite of valuation and testing services.<\/p>\n

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Our approach<\/h4>\n

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At Bancorp, our point of difference is the attention we pay to the detail of your business. We take time to understand your priorities and objectives, your business environment and the market.<\/p>\n

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Establishing a treasury policy<\/h4>\n

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We work with you to understand and confirm the types of risk in your business before establishing and documenting a treasury policy around how that risk is managed. This process involves identifying and agreeing a set of control parameters. It\u2019s important to establish a common level of business risk tolerance across all stakeholders, setting up your treasury policy to reflect this tolerance. This enables regular, meaningful reporting on interest rate performance. When the policy is approved by Board or Council, the Bancorp team supports its implementation.<\/p>\n

[\/vc_column_text][vc_column_text]Our risk management team can help to :<\/strong>[\/vc_column_text][vc_column_text]<\/p>\n