Treasury Policy

A robust treasury policy acts as the backbone for a well-managed treasury. At Bancorp, we recommend that your treasury policy is reviewed annually or when there’s a major change in the business environment.

A good treasury policy should be a working document that carries a succinct set of risk management controls, underpinned by robust procedures. A key measure of the usefulness of your treasury policy is whether or not it you can directly report against it. A well thought-out policy acts to strengthens good governance.

Why Bancorp?

We act independently and view your treasury policy from a purely risk management perspective. At Bancorp, we also understand the challenges that clients face when they have full-time treasury responsibilities within a much wider role. Treasury issues caused by time- and resource-poverty can be mitigated through an effective policy.

Our team will tailor your policy to your organisation and specific risk profile, working within realistic parameters. Our process is proven and creates treasury policy that acts as a useful tool and is easy to apply and report against.

Our Process

Our starting point is to engage with key stakeholders to identify exactly where the business exposure sits. We then qualify the material risk so that your treasury policy effectively flags the greatest actual and potential risk. As part of this process, we categorise this exposure (eg. confirmed, contingent, forecast) and work out where risks most commonly arise during the normal course of business: whether it be foreign exchange, interest rate, commodity or cash.

The Bancorp team will work with you to assess and agree your organisation’s specific risk tolerances, determining appropriate control limits and measures. These are then documented and presented to the Board or Council as a draft policy for approval.

If you want to turn your treasury policy into a risk management tool, talk to the team at Bancorp

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